Minor PAN Card in India: Application Process, Documents Required & Key Benefits

Minor PAN Card in India: Application Process, Documents Required & Key Benefits

In India, a Permanent Account Number (PAN) card is indispensable for financial transactions, tax filings, and banking operations. While many assume that PAN cards are only for adults, the Income Tax Act under Section 160 allows minors to obtain their own PAN card—commonly referred to as a Minor PAN Card. This document is managed by the parent or legal guardian until the child reaches adulthood.

Why a Minor PAN Card Matters

A Minor PAN Card isn't just a formality—it unlocks several financial and legal benefits for children:

•  Investment Access: Parents can invest in mutual funds, stocks, or fixed deposits in the child’s name.
•  Nominee Designation: Enables parents to name their child as a nominee in financial instruments.
•  Bank Account Opening: Required for opening a savings account or fixed deposit in the child’s name.

Step-by-Step Guide to Apply for a Minor PAN Card Online

Applying for a Minor PAN Card is simple and can be done via the NSDL portal. Here's how:

1. Visit the NSDL Website and click on “Online PAN Application.”
2. Select Form 49A under “New PAN - Indian Citizen” and choose “Individual” as the category.
3. Fill in the child’s details: full name, date of birth, contact number, and email.
4. Enter the captcha code and click Submit.
5. Note the token number displayed and proceed with the application.
6. Choose “Forward application documents physically” under step 3.
7. Enter the last 4 digits of the minor’s Aadhaar and verify all pre-filled details.
8. Provide additional information including:
   • Parent/guardian details
   • Income information
   • Supporting documents
9. Pay the application fee of ₹107.
10. After verification, the PAN card will be issued and can be downloaded online. Processing typically takes 15 working days.

Documents Required for Minor PAN Application

To complete the application, submit any of the following documents as proof of identity and address:

Document Type	Accepted Proofs
Identity & Address	Aadhaar Card, Ration Card, Domicile Certificate
Financial Proof	Post Office Passbook
Guardian’s Identity	PAN card of parent/legal guardian

Note: The Minor PAN Card does not carry a photo or signature. Once the child turns 18, it must be updated to include these details.

A Minor PAN Card is more than just a tax document—it’s a gateway to financial inclusion for children. Whether you're planning long-term investments or simply opening a bank account, securing a PAN card early ensures smoother transactions and future readiness.